What is retirement? This is the withdrawal from one’s position, occupation, or active working life. Here are some things to think about as you read this blog; 👉🏼You can choose to be semi-retired, but many people choose to retire when they are elderly. 👉🏼 If you’re to calculate your replacement ratio: you will need 80% of your income to survive. 🤔According to your current income, where will you derive the necessary funds to survive while you retire from active work? Earlier this week during the usual Worship Harvest Ministries, Business Leader Network 7 am EAT learning call, Director Grace Munyirwa, took us through the two biggest challenges to beware of…
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Procrastinating on your Future and Investing in Instant Gratification?
When you procrastinate, you opt for the instant gratification of enjoying yourself rather than the future reward of accomplishing the things you set out to do. Did you know that? Did you know that? I wrote about Delayed Gratification which is the opposite of Instant gratification, I articulated that most effective and successful people have delayed gratification traits. These traits are witnessed in their careers, relationships, health, finances and in all the other areas of their lives. A person’s ability to delay gratification relates to other similar skills such as patience, impulse control, self-control and willpower, all of which are involved in self-regulation. Being able to delay gratification is a skill that…





