What is retirement? This is the withdrawal from one’s position, occupation, or active working life. Here are some things to think about as you read this blog; 👉🏼You can choose to be semi-retired, but many people choose to retire when they are elderly. 👉🏼 If you’re to calculate your replacement ratio: you will need 80% of your income to survive. 🤔According to your current income, where will you derive the necessary funds to survive while you retire from active work? Earlier this week during the usual Worship Harvest Ministries, Business Leader Network 7 am EAT learning call, Director Grace Munyirwa, took us through the two biggest challenges to beware of…


