Are you spending on unnecessary things?

Recently I embarked on a savings journey to have my sitting room and working space furnished with beautiful pallet furniture. I have documented it here and Twitter using #AfricaSaves. In my first post,I explained how I am going to be using the four delayed gratification tactics that were stated in the blog.

I tend to spend money on unnecessary things, which can be put on hold until I reach my savings goal. This includes things like shoes when I have more than enough pairs, fancy eat outs when I can cook myself a cheap healthy meal, watching movies in the cinema when I have a Netflix account and a DSTV decoder with PVR viewing.

From now on, no more spending on the unnecessary. I’m going to divert all the money that I spent on the above mentioned things and put it towards that pallet furniture that I desperately want to buy. To do this, I’ve come up with a plan on how to save, and am to use it from tomorrow.

I will adopt the following rules to make sure this goal is reached:

1. Setting motivating weekly goals
2. As a once in awhile social media strategist, I am adopting the SMART goals technique that includes;

Documentation is another way to keep myself on track and not forget why saving is important. This is my action plan and I am enjoying it so far, though as a millennial I am faced with bad spending habits.

Millennialsmake a habit of buying everything that they get their hands on, yet their hearts are interested in buying other things. With saving you have to listen to your heart and wait it out.

I’m going to start saving, and track my progress. Try it with me!

This article is the second in a series of sponsored posts for the BARCLAYS SAVINGS CHALLENGE. I hope the challenge has been as interesting for you as it has been for me. You can follow the discussion on Twitter and Facebook and share your own experience by using the hashtag #AFRICASAVES.

Visit the http://savings.africa.barclays for useful savings tips and calculators.

Patricia Kahill

Patricia Kahill is a multipotentialite Christian entrepreneur, Content Marketing Coach and founder of the Content Marketing agency, Kahill Insights that helps business owners create engaging and interactive content items for digital platforms with a focus on returning a desired outcome. Patricia was the producer of SlamDunk Basketball Talk a show on House of Talent online TV, a former fellow at Harvest Institute for leadership and now an assessor there, and an alumnus of the YELP class of 2017. A member of the BNI Integrity chapter and African Women Entrepreneur Cooperative. She is driven by passion and curiosity, been taking every opportunity that has been given to her with an ambition of stamping her footprint on the world.